Commercial Roof Replacement

Before asking whether a new roof could lower insurance premiums for your business, it is important to know how insurers review claims.

The reason that your business location needs a new roof, and the timing of the roof replacement, are the biggest factors to impact insurance premium pricing.

Did You Know?

A roof replacement that qualifies for savings can trigger a 5 to 35% reduction in your premium.

A new roof can lower insurance premiums by 5%-35%.

Before your business banks on receiving an insurance discount for adding a new roof, know that several factors determine the insurance rate.

Reason for Replacement

In general, a roof must be voluntarily upgraded or replaced in order to be eligible for lower insurance premiums.

Most companies will award a discount as a thank you for prioritizing the safety of your business through improved roof quality.

However, if a business site requires a new roof due to a disaster, the roof replacement could trigger an increase in rates.

Guardify Commercial Insider Tips

• Consider how many claims have been made on existing roof(s) at your business location(s), as multiple insurance claims could hike premiums.
• If a business location roof replacement follows a partial repair after last year's hurricane damage, be prepared for a possible increase, not a decrease.

Choosing a Contractor

1. Choose a professional dedicated to roofing, with expertise in storm damage and insurance claims specialist.
2. Search for a contractor that has achieved Master Elite®. Only 2% of roofing contractors in North America have earned this status. Those who have earned this designation have exhibited an uncompromising commitment to the highest standards in sales, service, and installation.
3. Inquire whether the contractor has warranty options available.

1. Choose a professional dedicated to roofing, with expertise in storm damage and insurance claims specialist.
2. Search for a contractor that has achieved Master Elite®. Only 2% of roofing contractors in North America have earned this status. Those who have earned this designation have exhibited an uncompromising commitment to the highest standards in sales, service, and installation.
3. Inquire whether the contractor has warranty options available.

1. Choose a professional dedicated to roofing, with expertise in storm damage and insurance claims specialist.
2. Search for a contractor that has achieved Master Elite®. Only 2% of roofing contractors in North America have earned this status. Those who have earned this designation have exhibited an uncompromising commitment to the highest standards in sales, service, and installation.
3. Inquire whether the contractor has warranty options available.

Looking for a qualified roof professional?

We highly recommend Roof Top Innovations. Roof Top Innovations is located throughout the Houston area and Waco.

They meet the 3 criteria standards listed above, and put your roof above everything else.

Roof Top Innovations: 281-351-7663 (ROOF)

Schedule a FREE INSPECTION: rooftopinnovations.com/free-inspection